According to the LA Times, a lot of would-be home buyers are wondering if they should buy or rent in the Los Angeles area. They’re weighing the new higher prices against interest rates still near record lows, deciding between the flexibility of renting and the potential long-term payoff of homeownership. And many are looking at [...]

What is debt consolidation? Debt consolidation consists of taking some number of debts, each with their own minimum payment, like credit cards, and paying them off with a home equity loan, for example, making it a secured loan. The payment on the home equity loan has a lower interest rate and payment than the combined [...]