FICO credit scores run from 300, considered the highest risk of default, to 850, the lowest risk. Now, Bernice Ross at INMAN tells us that FICO is a big fake. Did you know that the same credit bureau could report three wildly different numbers for your credit score on the same day? Ross decided to [...]

As far as the economy and real estate, what should we expect in 2016? Some analysts look at 2015 and project that into 2016. That certainly a possibility; low inventory, rising median house prices, and rising rents. However, growth fuels everything including housing. There are several real estate trends for 2016 that can impact growth. A sharp decline in export growth is contributing to tempered expectations. “Exports represent foreign demand for our goods, and as such, they are a reflection of our trading partners’ economic health, which is iffy to say the least.” [...]