What to do with the extra money you have at the end of the month. That’s called Discretionary income. Disposable income is a person’s take-home pay used to meet both essential and nonessential expenses. Discretionary income is what is left over from disposable income after the income-earner pays for rent/mortgage, transportation, food, utilities, insurance, and other essential costs. Discretionary [...]

Pause for a moment, wherever you are and check-in with yourself with these questions, “Do I feel stressed? Am I unhappy?  Do I feel I have no time for my family? If you answered yes to these questions, your work-life balance is unhealthy. “Work-life balance is a concept that describes the ideal of splitting one’s [...]

Jussi Askola writes in Seeking Alpha, “Rental properties are very popular among income investors and retirees. How do I know? All my rental-related articles receive a lot of comments and attention. Especially in 2019, as the stock market is still hovering near all-time highs and bonds are yielding very little – I believe that rental property [...]