A study conducted by Boston College’s Center for Retirement Research has found that American workers are $6.6 trillion short of what they need to retire comfortably. A striking number, 46% of all American workers, have less than $10,000 saved for retirement. Maybe, you are the exceptional American, though I suspect most of you still worry your retirement [...]
The Pros and Cons of Owning a Vacation Home differ by whom you ask. Maximum Exposure Real Estate opines, “Buying a vacation home is great for a number of reasons. Not only does it serve as a great place to spend time away from the world, but it also works as an excellent investment for you as [...]
Deborah Fowles at The Balance writes, “If you’re the parent of a newborn or young child, you’ve probably heard the depressing estimates of the cost of a college education when your child is ready to enter college about 18 years from now." The cost of four years of a public college is expected to cost in excess [...]
Los Angeles houses land on the market for a variety of reasons. Coal to Cash Homebuyers, Inc. is a real estate investor and redevelopment company, and we see all of the reasons to sell to a cash buyer. Need to relocate quickly There is a tornado of activity when you relocate to another area. It could [...]
Could you be one of those who say, “I can’t sell because of the capital gains taxes I would pay.” Welcome to Urban Renewal for America – Opportunity Zones, a program created in the 2017 tax overhaul to spur economic development in low-income neighborhoods while offering investors potentially large tax breaks. The program has not [...]
“But to say that a man is a fiduciary only begins analysis; it gives direction to further inquiry. To whom is he a fiduciary? What obligations does he owe as a fiduciary? In what respects has he failed to discharge these obligations? And what are the consequences of his deviations from duty?” – Justice Felix Frankfurter, SEC [...]
In 2018, the Golden State grew by 186,807 people, according to data released by the state last week. That represents the represents the slowest growth in the state’s entire history, a meager 0.47 percent increase over the year before. Thursday, Tina Daley, who heads demographic research for the state’s department of finance, said the slow growth wasn’t surprising. Some are moving out [...]
Many people enter the real estate investing business for the financial benefits this market offers – it’s no secret that the whole point of purchasing investment properties is to make money through appreciation or rent in the years to come. No successful real estate investor enters the market without establishing an efficient business model (plan) – hence, having [...]
Tony Robbins wrote: “Most people never feel secure because they are always worried that they will lose their job, lose the money they already have, lose their spouse, lose their health, and so on. The only true security in life comes from knowing that every single day you are improving yourself in some way, that you are [...]
What to do with the extra money you have at the end of the month. That’s called Discretionary income. Disposable income is a person’s take-home pay used to meet both essential and nonessential expenses. Discretionary income is what is left over from disposable income after the income-earner pays for rent/mortgage, transportation, food, utilities, insurance, and other essential costs. Discretionary [...]
